Banking
Best bank accounts in Poland for 2026
We compared the leading personal accounts on fees, apps and perks. Here's how they stack up.
Anna Kowalska1 May · 8 min read
Trusted by 250,000+ people in Poland
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mBank eKonto
Personal account
4.84.8 / 51,240 reviews
Monthly fee
Free
Card fee
Free
Cashback
Up to 2%
Online opening
Yes
Apply now
Trusted by thousands of users and leading brands
120+
Products compared
250k
Monthly active users
4.8/5
Average rating
30+
Financial partners
mBank
ING
Santander
PKO BP
Revolut
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Go straight to the provider and finish the process online.
Featured products
Hand-picked offers that stand out from the market.
mBank
mBank eKonto
Editor's pick
The all-rounder current account, free for active users
4.84.8 / 5(1240)
- Apple Pay & Google Pay
- BLIK payments
- Free virtual card
Revolut
Revolut Standard
Popular with newcomers
Borderless banking for foreigners and travellers
4.74.7 / 5(2100)
- EUR & 25+ currencies
- Apple Pay & Google Pay
- Instant virtual cards
ING Bank Śląski
ING Konto Direct
Low fees
Simple, transparent and genuinely free
4.64.6 / 5(980)
- Apple Pay & Google Pay
- BLIK
- Smart saving goals
Santander Bank Polska
Santander Konto Jakie Chcę
Cashback
Flexible account with strong cashback
4.54.5 / 5(760)
- 2% cashback categories
- Apple Pay & Google Pay
- BLIK
Nest Bank
Nest Konto Biznes
For business
Built for sole traders and small companies
4.54.5 / 5(540)
- Free ZUS & US transfers
- Invoicing tools
- Business card included
Rankings
Top picks by category
Popular choices based on data and our editorial analysis.
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Top rated
Lowest fees
Most popular
mBank
Top rated
ING
PKO
Monthly fee
0 PLN
5 PLN
0 PLN
Card fee
0 PLN
0 PLN
4 PLN
Cashback
2%
1%
—
Online opening
Yes
Yes
No
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